Thursday, June 27, 2013

Goodbye, Kickstarter. Hello, Kickstarter.

Well, my OCVG Kickstarter project didn't make it.  I realized early on just how much I didn't know about launching a crowdfunding campaign!  So, I stepped back, regrouped, and thought about another project that I had set aside: a novel based on my demo reel theme.

I kept an extensive blog, and vlog, on my demo reel's progress.  Everything in it is linked together in one story, that of Bodacious Creed, a dead US Martial, circa 1862, who is brought back from the dead with Steampunk technology.  Yep, this is a blend of Steampunk, Wild West, and horror... most specifically, zombie horror!  It's pretty damned cool.  And I thought, "I wonder if the world is ready for a Bodacious Creed novel?  That would be something to use Kickstarter for."

I've set up a fan page for it on Facebook.  I've been tweeting about it about once per day.  I'm sharing the Bodacious Creed art in my deviantArt gallery in more dA groups.  I'm so glad Facebook finally got hash tag functionality!  I've started sharing the fan page posts that way, and have been checking out other posts under #zombie, #wildwest, and #steampunk.  Obviously, I'm a fan of all those things.  The hash tags will make others aware of my pages, and will also help me see what's out there.

No, I haven't started the actual novel yet, but the cool thing about the fact that I have tons of background work done, and understand the characters and setting, but that I haven't started writing the actual novel yet, is that I can get backers involved. The higher rewards include naming characters and places, and even creating characters for the story.  Once that's all figured out, I can power through the first draft of the book.

More soon...

Monday, June 17, 2013

Bad Federal Credit Union!

I'm fed up with my credit union.

I usually don't post reviews of, well, anything.  Not here at least.  As a freelance writer, I do occasionally write movie or television reviews for other sites.  That's beside the point.

I've been with Bay Federal Credit Union in Santa Cruz, CA, for almost four years now, and in that time, they have been, let me say, less than understanding.  Today, they could have reversed an overdraft fee that my checking account incurred through a mistake that was not my fault.  A company I had been working with for marketing was supposed to cancel my recurring weekly payment to them, and they forgot to do so.  Well, here's the one star review I posted on Yelp.

I wish I had known about this Yelp page before I signed up with Bay Federal.  They have been a nightmare.  From waiting inordinate amounts of time to getting multiple overdraft charges because of how they arranged the order of withdrawals, I've had my share of headaches with Bay Federal Credit Union.

Their latest is the last straw for me.  I was erroneously charged for a service I had canceled, through my PayPal account.  Because of this, I was not able to transfer over the funds to cover a payment I new would be coming through to Bay Federal.  The business that charged me on PayPal was courteous and reversed the charge, with an apology.

At first, the teller didn't seem to understand what I was explaining.  Instead of understanding that I was a customer trying to do my best, the teller had no compassion and would not reverse the charge, simply because it was not the bank's fault.  So, it doesn't matter if it was my fault, or because a bill I thought I had canceled came through anyway.  Bay Federal could apparently not afford to pay back $29, and then let me transfer money in to make my account current.

I'll be leaving Bay Federal, at last, as soon as I can pay back the overdraft.

I am not a fan of big banks.  Their insane lending practices and gambling lead to the huge economic crash of 2008.  But I'll tell you something: From a customer standpoint, credit unions--or at least this one--are just as bad.